COST: $13 per month
COST: $25 per month
COST: $99 per month
Did you know that according to Charles Schwab * 71% of people with money in their 401k plans “would like personalized investment advice”!
Industry studies estimate that professional financial advice can add between 1.5% and 4% to portfolio returns over the long term, depending on the time period and how returns are calculated.**
Our goal is to bring institutional-style asset management strategies to everyday, individual investors while maintaining the highest standards of integrity and professionalism.
We are committed to educating ourselves constantly in an effort to stay on top of the ever-changing investment landscape so we can better serve our clients.
*Charles Schwab - 2018 401k Participant Survey - August 2018 - Pg 9.
**Value of advice sources: Envestnet, Capital Sigma: The Return on Advice Opens in a new window (estimates advisor value add at an average of 3% per year), 2016; Russell Investments, 2017 Value of a Financial Advisor UpdateOpens in a new window estimates value add at more than 4% per year); Vanguard, Putting a Value on Your Value: Quantifying Vanguard Advisor's AlphaOpens in a new window® 2016, (estimates lifetime value add at an average of 3%); Morningstar Investment Management, The Value of a Gamma-Efficient PortfolioOpens in a new window, 2017, (estimates value add for a subset of the service identified in this paper at an average of 1.5% per year). The methodologies for these studies vary greatly. In the Envestnet and Russell studies, the paper sought to identify the absolute value of a set of services, while the Vanguard and Morningstar studies compared expected impact of advisor practices to a hypothetical base case scenario. Please follow the links above to see important differences in the methodologies of these various studies.
Please be advised that investing involves risk and that no particular investment strategy can guarantee against a loss. All investments involve the risk of potential investment losses. Past performance is no guarantee of future results, and there can be no assurance, and clients should not assume, that future performance will be comparable to past performance. No client or potential client should assume that any information presented or made available through this website should be construed as personalized financial planing or investment advice. Please contact your personal financial advisor for more information before making any investment.
Securities Offered Through SA Stone Wealth Management, Inc, Member FINRA/SIPC. SA Stone Wealth Management, Inc does not offer tax or legal advice. Advisory Services Offered Through Spark Asset Management Group, LLC a NC registered RIA. There is no relationship between SA Stone Wealth Management, Inc and Spark Asset Management Group, LLC.
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